For Patients · Financing

Monthly payments through CareCredit and Cherry.

At Sora Dentistry in Fairfield, you can pay for treatment monthly through CareCredit or Cherry, two outside financing companies.

Accepted here

How financing works here

You and Dr. Oh decide on the treatment. The lender decides on the credit. If you're approved, you know your monthly payment before anything begins.

Our part is sending you the application link and helping you understand the answer.

You never have to finance. If it's easier to do treatment in stages and pay as you go, we'll plan it that way with you.

Common questions

Do you decide who is approved?
No. CareCredit and Cherry make their own credit decisions. We help you apply and understand the result.
Will applying hurt my credit?
Cherry's application uses a soft credit check that does not affect your credit score. CareCredit also uses a soft credit check to see if you prequalify, and runs a hard credit check once you enroll.
What are the rates?
Rates can vary based on the payment plan option you choose. Each lender sets its own rates and terms, and promotional plans may be available for qualified applicants, subject to credit approval.
Can I combine financing with the Sora Dental Savings Plan?
Usually, yes. The Sora Dental Savings Plan covers your preventive care, and financing can spread the cost of any other treatment. We confirm the specifics at your visit.
What if I'd rather not finance?
Then we plan around it. Treatment can often be phased over time, and we build that schedule with you.

Our financing partners

CareCredit and Cherry.

Which one to apply with, or whether to finance at all, is your call.

Partner 01

CareCredit

Rates can vary based on payment plan options, set by CareCredit

A health care credit card accepted at many practices. You apply with CareCredit once and use it for your care here. Checking whether you prequalify uses a soft credit check that does not affect your credit score; CareCredit runs a hard credit check once you enroll.

  • Promotional financing plans may be available, subject to credit approval by CareCredit
  • A heads-up: “no-interest” promo plans usually charge interest from the original purchase date if the balance isn't paid off by the deadline. We'll point that out before you sign anything.
  • All rates and terms are CareCredit's, and rates can vary based on the payment plan option you choose
Partner 02

Cherry

Rates can vary based on payment plan options, set by Cherry

Payment plans you apply for from your phone in a few minutes. The application uses a soft credit check that does not affect your credit score.

  • Approval decisions and terms come from Cherry
  • Promotional rates may be available for qualified applicants, subject to credit approval

From plan to payment

How to apply.

STEP 01

Plan treatment with Dr. Oh

You and Dr. Oh decide what your mouth needs, and when.

STEP 02

Apply if it fits

Call us and we'll help you apply with CareCredit or Cherry. The application takes a few minutes on your phone.

STEP 03

Know your monthly number

The lender tells you the payment, and we go over it with you before you commit.

STEP 04

Begin when you're ready

Treatment starts when you're ready.

Call us with your financing questions.

Call (973) 808-4373 and we'll explain the options. No pressure either way.

Call (973) 808-4373